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<h2 class="wp-block-heading" id="h-frequently-asked-questions">Frequently Asked Questions</h2>
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<!-- wp:details {"summary":"How often is the InvesTech Research Investment Newsletter released?"} -->
<details class="wp-block-details"><summary>How often is the InvesTech Research Investment Newsletter released?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">We publish our market letter on the third Friday of each month. In addition, we release market insights, hotline updates, economic trend updates, and more, throughout the month between newsletters.</mark></p>
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<div class="wp-block-group"><!-- wp:details {"summary":"Can I get notified when new content is available?"} -->
<details class="wp-block-details"><summary>Can I get notified when new content is available?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">We offer a variety of email notification options to subscribers. You can sign up for any combination of Latest Newsletter, Market Insight, Weekly Hotline, and Economic Trends emails. You can customize your preferences for which email updates you would like to receive in the My Account area. If you have set your preferences but are not getting emails, you may not be signed up for our email list. Please fill out <a href="http://eepurl.com/ip401E">this form</a> to ensure we can send you emails.</mark></p>
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<details class="wp-block-details"><summary>How do I utilize the Model Fund Portfolio?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">To best utilize the Model Fund Portfolio, you should attempt to bring your portfolio into alignment with the Model Fund Portfolio's allocation as quickly as possible. However, it is important to review the "For New Subscribers" section of the model fund portfolio page. In general, we recommend you first determine your current invested allocation, and then referg to the InvesTech model fund portfolio. Lastly, we suggest you adjust your portfolio to align with the model fund, phasing into the market over about 2 months. Purchases after our initial recommendations must be made at your discretion. See “How to Use the Model Fund Portfolio” for more information.</mark></p>
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<div class="wp-block-group"><!-- wp:details {"summary":"How does InvesTech select ETFs and Mutual Funds to recommend?"} -->
<details class="wp-block-details"><summary>How does InvesTech select ETFs and Mutual Funds to recommend?</summary><!-- wp:paragraph -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">We follow these criteria when choosing ETFs: They have at least $200 million in assets and adequate trading liquidity. They hold all or most of the securities in the index they are designed to follow. Additionally, we look for those that have at least a 5-year track record. Lastly, we choose funds that are sponsored by industry leaders and have expense ratios of less than the industry average.</mark></p>
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<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">The first criterion for mutual funds is a performance record which ranks among the top funds in its category. In addition, the fund should be no-load or low-load. It also must be easily switchable online or via phone either directly through a fund family or a brokerage service. We also look at the fund’s size, annual portfolio turnover, and expense ratio, among other attributes.</mark></p>
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<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">We recommend funds based on InvesTech's independent stock market research and analysis and ensure they align with our safety-first strategy.</mark></p>
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<details class="wp-block-details"><summary>What is InvesTech's safety-first strategy?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">Instead of taking advantage of potential bull markets to make quick profits, InvesTech analyzes the economy holistically to maximize risk-adjusted-return. We implement this strategy using our independent stock market research and investment market analysis. Our goal is not to make large, quick profits, but to build resilient wealth in bull and bear markets. Our 40+ year track record demonstrates our ability to beat the market, without sacrificing our safety-first strategy.</mark></p>
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<!-- wp:details {"summary":"What is the historical performance of the model fund portfolio?"} -->
<details class="wp-block-details"><summary>What is the historical performance of the model fund portfolio?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">We release the performance of the model fund portfolio on a quarterly basis. Access the most recent historical performance here or at the bottom of the Track Record page.</mark></p>
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<div class="wp-block-group"><!-- wp:details {"summary":"What indicators does InvesTech use in analyzing the market?"} -->
<details class="wp-block-details"><summary>What indicators does InvesTech use in analyzing the market?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">InvesTech uses over 100+ technical and fundamental indicators (monetary, economic, leadership, breadth, momentum, and sentiment).  Approximately one-third of these are proprietary indicators developed through years of research. While the details of our proprietary indicators are confidential, we openly present their background and use their graphics in support of our analysis… often comparing current readings with the historical performance of these indicators.</mark></p>
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<details class="wp-block-details"><summary>Do you have a money back guarantee?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">We have a 100% money back guarantee for all subscriptions. If you decide our service is not for you, simply email us at investech@investech.com or fill out a contact us form requesting to cancel your subscription and we will provide a refund for all remaining newsletter issues.</mark></p>
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<details class="wp-block-details"><summary>What real-time updates are available to subscribers online?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">InvesTech Indicators and Daily Data are updated each day at market close on our website. InvesTech research publishes Market Insights when pertinent data releases and economic updates become available. Additionally, changes to the Model Fund Portfolio are on our website. You can sign up to receive email updates by opting in to receive Weekly Hotline Emails in the "My Account" Area. InvesTech Research may also communicate dynamic developments in the market and/or changes to our strategy on our Weekly Hotlines.</mark></p>
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<!-- wp:details {"summary":"What does my subscription to InvesTech include?"} -->
<details class="wp-block-details"><summary>What does my subscription to InvesTech include?</summary><!-- wp:paragraph {"placeholder":"Type / to add a hidden block"} -->
<p><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-accent-color">A subscription includes full access to our online subscriber library and tools as well as our monthly investment newsletter. Subscribers automatically receive all tools and resources digitally and can choose to receive the newsletter via print as well. A subscription of 2-years or longer also includes an exclusive American Economy Wall Chart. Our online subscriber tools include a weekly hotline, market insights, daily data, InvesTech Indicators updates, and a variety of special reports.</mark></p>
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